On May 10th, professor and PhD supervisor of Business School of University of International Business and Economics Zheng Jianming made a lecture on Financial New Normal State and Ways of Medium-small Commercial Banks’ Transformation and Upgrading in Room 401 in International Education Complex Building. The Executive Dean of the College Liao Dongsheng presided over the lecture. More than one hundred teachers and students of the College attended the lecture.
Professor Zheng Jianming analyzed financial new normal state and external environment of medium-small commercial banks, pressure of running medium-small commercial banks, directions and ways of medium-small commercial banks’ transformation and upgrading, he thought that over capacity causing stock structure adjustment, liberalization of interest rate generating competition among banks, Internet finance giving rise to competition across financial industry, innovation driving multi-level development of capital market, control structure promoting mixed-industry operation, and fluctuations in exchange increasing exchange rate risk were features of financial new normal state, and these can change external environment of medium-small commercial banks. By taking example of a rural commercial bank, he also analyzed what pressures medium-small commercial banks would meet and transformation and upgrading should be made to improve banks runningc ompetence such as developing supply-chain finance, listing “three new board”to increase capital, optimizing shareholder structure, improving corporate management and transforming ways of business increase.
The lecture which focused on current hot topics made students broaden their outlook and develop ability of academic research.